Key Points

Essential terms you should know before using afia66 services

Age Requirement

You must be at least 21 years of age to register an account and use afia66 services. Age verification is mandatory through our KYC process.

One Account Per Person

Each player is permitted only one account. Multiple accounts will be closed and funds may be forfeited. All accounts require identity verification.

Responsible Gaming

afia66 promotes responsible gaming. We provide tools including deposit limits, self-exclusion, and time-out features to help you maintain control.

Withdrawals & Verification

Withdrawal processing requires completed KYC verification. Average processing time is 15-60 minutes for verified accounts during banking hours.

Bonus Terms Apply

All bonuses come with specific wagering requirements and terms. Bonus abuse or violation of bonus terms may result in forfeiture of bonus and winnings.

Fair Play Required

Fraudulent activity, collusion, use of bots or automated systems, and bonus abuse are strictly prohibited and may result in account closure.

1. Definitions

In these Terms and Conditions, unless the context otherwise requires:

  • "afia66", "We", "Us", or "Our" refers to the afia66 gaming platform, its operators, and affiliated entities.
  • "Player", "You", or "Your" refers to any individual who registers an account and uses afia66 services.
  • "Account" means the personal gaming account registered by a Player on the afia66 platform.
  • "Services" refers to all gaming, betting, and related services provided through the afia66 platform including but not limited to sports betting, live casino games, slot games, and lottery games.
  • "Website" means https://afia66.cam and all associated subdomains, mobile applications, and platforms operated by afia66.
  • "KYC" means Know Your Customer verification procedures required to confirm player identity, age, and address.
  • "Bonus" refers to any promotional offer, free bet, deposit match, cashback, or other incentive provided by afia66 to Players.

2. Eligibility and Account Registration

2.1 Age Requirement

You must be at least 21 years of age to register an account with afia66. By registering, you confirm that you meet this age requirement. We reserve the right to request proof of age at any time, and accounts found to belong to individuals under 21 years of age will be immediately closed, with all funds forfeited.

2.2 Geographic Restrictions

afia66 services are intended for players resident in Indonesia. You confirm that you are accessing our services from a location where online gaming is not prohibited by local laws. It is your responsibility to ensure that your use of afia66 complies with all applicable laws in your jurisdiction.

2.3 Account Registration

To use afia66 services, you must:

  • Provide accurate, current, and complete information during registration
  • Maintain and promptly update your account information
  • Keep your login credentials secure and confidential
  • Not share your account with any other person
  • Notify us immediately of any unauthorized use of your account

2.4 One Account Per Player

Each Player is permitted to hold only one account with afia66. Opening multiple accounts is strictly prohibited. If we detect duplicate accounts, all such accounts will be closed, and any funds, bonuses, and winnings may be forfeited. Players attempting to circumvent this rule through the use of different personal details, addresses, payment methods, IP addresses, or devices will have all accounts closed.

2.5 Identity Verification (KYC)

afia66 operates a strict KYC policy to prevent fraud, money laundering, and underage gambling. You agree to provide the following documents upon request:

  • Government-issued photo identification (Indonesian National Identity Card - KTP, or passport)
  • Proof of address (utility bill, bank statement, or government correspondence dated within the last 3 months)
  • Selfie photograph holding your identification document
  • Payment method verification (bank account statement, e-wallet screenshot)

Failure to provide requested KYC documents within 14 days may result in account suspension and withholding of withdrawals until verification is completed.

3. Deposits and Withdrawals

3.1 Deposits

afia66 accepts deposits via Indonesian banks (BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, BSI, Bank Permata) and e-wallets (OVO, DANA, GoPay, ShopeePay, LinkAja). The minimum deposit amount is Rp 10.000. All deposits must be made from payment methods registered in your own name. Third-party deposits are not permitted and will be returned.

3.2 Withdrawals

Withdrawal requests can be made at any time, subject to the following conditions:

  • Your account must be fully verified (KYC completed)
  • Any active bonus wagering requirements must be fulfilled or the bonus forfeited
  • Withdrawals must be made to the same payment method used for deposits, unless otherwise approved by afia66
  • Minimum withdrawal amount is Rp 50.000
  • Standard processing time is 15-60 minutes for verified accounts during Indonesian banking hours (Monday-Friday, 9:00-16:00 WIB)
  • Withdrawals requested outside banking hours will be processed on the next business day

3.3 Anti-Money Laundering (AML)

afia66 maintains strict AML procedures. You agree that:

  • All funds deposited into your account are from legitimate sources and are not proceeds of illegal or criminal activity
  • Deposits must be wagered at least once (1x rollover) before withdrawal
  • We reserve the right to request source of funds documentation for large deposits or suspicious transaction patterns
  • Accounts suspected of being used for money laundering will be immediately frozen and reported to relevant authorities

3.4 Fees

afia66 does not charge fees for deposits or withdrawals. However, your payment provider (bank or e-wallet) may charge transaction fees. You are responsible for any such third-party fees.

4. Bonuses and Promotions

4.1 General Bonus Terms

All bonuses offered by afia66 are subject to specific terms and conditions which will be clearly stated at the time of the offer. By accepting any bonus, you agree to comply with all applicable bonus terms. General conditions include:

  • Bonuses are intended for recreational players only and are limited to one per person, household, IP address, and payment method
  • Wagering requirements must be met before bonus funds or bonus-derived winnings can be withdrawn
  • Not all games contribute equally toward wagering requirements (e.g., slots typically contribute 100%, live casino games 20%, sports betting 50%)
  • Maximum bet limits may apply while bonus funds are active (typically Rp 50.000 per bet)
  • Bonuses must be claimed and used within the specified validity period

4.2 Welcome Bonus

The afia66 welcome bonus (currently 100% deposit match up to Rp 20.000.000) is available to new players only, on their first deposit. Wagering requirement is 10x the combined bonus and deposit amount. The bonus is valid for 30 days from the date of deposit. Different game types contribute different percentages toward meeting the wagering requirement.

4.3 Bonus Abuse

afia66 reserves the right to withhold or forfeit any bonus and associated winnings if we determine that bonus terms have been violated or bonuses have been abused. Bonus abuse includes but is not limited to:

  • Creating multiple accounts to claim bonuses multiple times
  • Colluding with other players to meet wagering requirements
  • Using betting strategies designed solely to convert bonus funds with minimal risk (e.g., betting both sides of a sporting event)
  • Exploiting errors in bonus crediting or game software

4.4 Canceling Bonuses

You may cancel an active bonus at any time by contacting customer support. Canceling a bonus will forfeit all bonus funds and any winnings generated from bonus play. Your original deposit amount will remain in your account.

5. Gameplay Rules

5.1 General Gameplay

By placing bets on afia66, you acknowledge and agree that:

  • All bets are final once placed and cannot be changed or canceled
  • We reserve the right to refuse or limit any bet at our sole discretion
  • Game results are determined by certified Random Number Generators (RNG) or official sports results
  • In the event of system malfunction, all bets may be void
  • You are responsible for ensuring that your bets are placed correctly

5.2 Sports Betting

For sports betting markets:

  • All bets stand as placed once the match or event begins, regardless of subsequent changes (lineup changes, venue changes, etc.)
  • If an event is canceled, postponed, or abandoned, bets will be void unless otherwise stated in specific sport rules
  • Settlement is based on official results as declared by the relevant governing body
  • In case of obvious errors in odds or results, we reserve the right to correct settlements

5.3 Casino Games

For live casino and slot games:

  • All games use certified RNG systems that have been independently tested for fairness
  • Game outcomes cannot be predicted or influenced by players or afia66
  • Return to Player (RTP) percentages are theoretical long-term values and do not guarantee specific session results
  • In the event of a disconnection during a game round, the round will continue automatically and results will be credited to your account when you reconnect

5.4 Lottery Games (Togel)

For togel (Indonesian lottery games):

  • Results are based on official draws from third-party lottery operators (Singapore Pools, Hong Kong Jockey Club, etc.)
  • Bets must be placed before the published draw cut-off time for each market
  • We are not responsible for delays or errors in draw results from third-party sources
  • Settlement is based on official draw results as published by the relevant lottery authority

6. Prohibited Activities

The following activities are strictly prohibited and may result in immediate account closure, forfeiture of funds, and legal action:

  • Fraudulent Activity: Using stolen credit cards, falsified documents, or engaging in any form of payment fraud
  • Multiple Accounts: Creating more than one account to circumvent limits or claim bonuses multiple times
  • Collusion: Conspiring with other players to gain an unfair advantage, particularly in poker or other player-versus-player games
  • Automated Play: Using bots, scripts, or any automated system to place bets or play games
  • Arbitrage Betting: Exploiting odds differences or errors to guarantee profit regardless of outcome
  • Bonus Abuse: Violating bonus terms or using bonuses in ways not intended by afia66
  • Chargebacks: Initiating chargebacks or payment reversals without first attempting to resolve disputes with afia66
  • Account Sharing: Allowing other persons to use your account or using another person's account
  • Underage Gambling: Using the platform if you are under 21 years of age
  • Insider Information: Using non-public information to gain an unfair advantage in sports betting

7. Limitations of Liability

7.1 Service Availability

afia66 strives to provide uninterrupted service, but we do not guarantee that the platform will be available at all times or error-free. We are not liable for losses resulting from service interruptions, system malfunctions, or technical failures beyond our reasonable control.

7.2 Third-Party Services

afia66 uses third-party payment processors, game providers, and data sources. We are not responsible for errors, delays, or failures caused by these third-party services, though we will make reasonable efforts to resolve any issues.

7.3 Maximum Liability

To the maximum extent permitted by law, afia66's total liability to you for any claim arising from or related to these Terms or your use of our services shall not exceed the amount of deposits you have made in the 90 days preceding the claim.

7.4 No Consequential Damages

afia66 shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or opportunity, even if we have been advised of the possibility of such damages.

8. Account Suspension and Termination

8.1 Suspension by afia66

We reserve the right to suspend or restrict your account at any time if:

  • We suspect fraudulent activity, money laundering, or violation of these Terms
  • Required KYC documents have not been provided
  • We receive a legal request or court order
  • You fail to respond to communications regarding account verification
  • Your account has been inactive for more than 12 consecutive months

8.2 Termination by afia66

We may terminate your account and forfeit all funds if you:

  • Are found to be under 21 years of age
  • Have created multiple accounts
  • Have engaged in fraudulent or criminal activity
  • Have materially breached these Terms
  • Have abused bonuses or engaged in unfair gaming practices

8.3 Self-Exclusion and Account Closure by Player

You may close your account or self-exclude at any time by contacting customer support. Self-exclusion periods can be set for 6 months, 1 year, 2 years, or permanently. During self-exclusion, you will not be able to access your account or create a new account. Any remaining balance after deduction of pending bets will be returned to you.

8.4 Inactive Accounts

If your account has been inactive (no login or gameplay) for 12 consecutive months, we may charge a monthly maintenance fee of Rp 50.000 or 10% of the remaining balance, whichever is less, until the account balance reaches zero or the account is reactivated.

9. Dispute Resolution

9.1 Complaints Procedure

If you have a complaint or dispute, please contact our customer support team at [email protected] with full details of your concern. We aim to resolve all complaints within 5 business days.

9.2 Escalation

If you are not satisfied with the resolution provided by customer support, you may escalate the matter by requesting a review from our compliance department. All escalated disputes will be reviewed within 10 business days.

9.3 Final Decision

afia66's decision on any dispute shall be final and binding, except where otherwise required by applicable law.

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with international gaming industry standards and best practices. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of the jurisdiction in which afia66 holds its gaming license.

11. Changes to Terms

afia66 reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website. Material changes will be communicated to players via email or account notification. Your continued use of afia66 services after changes have been posted constitutes acceptance of the revised Terms. We recommend reviewing this page periodically to stay informed of any updates.

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

  • Email: [email protected]
  • Live Chat: Available 24/7 through the website
  • WhatsApp: +62 812-3456-7890

Important Notice: By using afia66 services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety. If you do not agree with any part of these Terms, you must not use our services.

Have Questions About Our Terms?

Our customer support team is available 24/7 to help clarify any aspect of our Terms and Conditions. You can also review our other legal documents and frequently asked questions.